"I have refinanced my mortgage three times, over the past 5 years, so I have become quite familiar with the process. On my last Refinance I went through Pacshores mortgage, prepared to deal with the usual obstacles as with my last loan company, with my new gained experience. To my surprise it wasn't necessary, my Loan Officer, took care of the process seamlessly, approved my loan and notified me constantly until I was able to Lock-in the Rate that I wanted. After that she provided a Notary to sign all the documents to close my loan at my house after work. I couldn't have asked for a better service. I urge you to try them if you are in need of a new mortgage, you won't regret it."
"Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was conviced they would lose out on this great deal. Luckily as associate referred ne to PacShores Mortgage Inc. and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us, I couldn't thank them enough and would use and recommend them to all my associates in the future."
"Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn't find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again."
"Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment unit that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn't a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them."
"I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in direpair, and the County had also filed substandard violation Liens on the Properties. All the Lenders tha I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed."
Los Angeles California.
"My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due toe the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, they easily identified our true income and approved our loan promptly, and we didn't even need to provide them any Tax Returns."
San Diego California