Pacshores Mortgage

①  No FICO or Credit Requirements

②  Able to Fund Loans after a 24 Hour                Drive-By Inspection

③  Proof of Income NOT a Requirement 
      Where Legally Permissible

④  Able to Lend on Most Real 
     Property Types

⑤  Closings in as soon as 7 Days, 
      In House Escrow, & Title in 24 Hours

Your Bank

①  Requires 700+ FICO Score with No Prior Bankruptcy, Foreclosure or Short Sale History

②  Requires a Formal Appraisal Report Always; 2-4 weeks preparation time; Plus up to $5,000 in Appraisal Fees

③  Requires Proof of Income & Meet Bank’s Minimum Income Requirements

④  No Land, Small Commercial, Investment Property, or Mixed Use Property Loans Allowed

⑤  Depends Mostly on 3rd Party Providers; Requiring 45 to 60 Day Escrow Closing Times