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    Apply Now

    Our online mortgage application process is quick, easy and secure. Please choose the application/form that you feel appropriate. If you are unsure contact our loan advisor, he or she will assist you in choosing the right path to your dream home.

    Complete Loan Application

    This is a loan application that requires you to input most information. Use this form when you ready to apply for a loan.

    Short Loan Application

    Use the short loan application to send information to our mortgage professionals when you’re merely inquiring about a mortgage loan.

    The 1003 is a expanded financial statement to analyze the borrowers ability to support a home loan. Filling up this form is the first step in the loan process that includes the information about the borrower and property. A Loan Advisor will be happy to assist you in filling out the loan application if you should have any questions or need assistance during the process.

    1003 – Online Uniform Residential Loan Application

    Do you have questions?

    Call us today (310) 478-5005 or fill in form below and we will get back to you as soon as possible.

    When you click “Submit” you give your consent to our privacy policy and acknowledge that we may contact you via sms to discuss loan options. However, your consent is not a requirement for receiving our services, and you may withdraw it at any time.

    Client Testimonials

    Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

    Tony – Orange, California

     

    I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

    Tracy – Los Angeles, California

     

    Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

    Javier – West Covina

     

    Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

    Susan – Fresno, California

     

    My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

    Cindy – San Diego, California

     

    What Kind of Loans
    Do We Offer?

    Conventional Loans
    Conventional Loans

    These are loans which conform to the guidelines set by Fannie Mae and Freddie Mac.

    VA Loans
    VA Loans

    These federally backed loans are available to veterans and spouses, and allow you to qualify for a loan with zero down payment.

    FHA
    FHA

    If you are a first time homebuyer in Los Angeles, you may be able to qualify for a down payment as low as 3.5% with a government-backed FHA loan.

    Reverse Mortgage
    Reverse Mortgage

    If you need to pull equity out of your home to convert to cash, a reverse mortgage makes it possible.

    Jumbo
    Jumbo

    A jumbo loan is any home loan which does not fit within the conforming loan limits. In a high-cost city like Los Angeles, jumbo loans are common.

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    11400 W Olympic Blvd #830

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    (310) 478-5005

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    NMLS: 366402
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