California Mortgage Rates

If you dream of a glamorous life, it is hard to beat California, the Entertainment Capital of the World. Here you can enjoy balmy weather year-round while you walk among the stars. There are opportunities in the L.A. job market in numerous different industries, so the sky is the limit with career growth. But there is one detractor which you will notice right off the bat, and that is that living in the City of Angels is expensive.

With the median home value in L.A. currently around $626,800, California mortgage rates today are quite exorbitant overall. Many middle-income earners in L.A. who could afford to live comfortably in another city struggle to find a home they can afford in the City of Angels.

But that does not mean that all is lost. Even though the California mortgage rates trend continues in the direction of becoming more and more expensive, there are affordable rates out there. They just are not publicly advertised.

Pacshores Can Help You Find the Most Affordable Mortgage Rates in California

Here at Pacshores, we have spent many years helping homebuyers to find affordable mortgage rates in L.A. In fact, this has allowed us to build up a vast network of California mortgage lenders who rely on us for customers.

Every lender we work with is accredited, and offers special programs and discounts to our clients. While these lenders may advertise more expensive rates in public, they offer lower rates to our customers. Through our network, you can qualify for some of the lowest mortgage rates offered anywhere in California.

Our Network of Mortgage Lenders in California Offers the Lowest Fees and Costs

It is important to remember that the mortgage rate is just part of the cost equation when it comes to buying a home in California. You also need to consider the opening and closing costs, fees, points and so on. These are incorporated into the annual percentage rate (APR).

A lot of customers—especially those who are buying their first home—forget about the APR, or do not know about it. Unfortunately, there are predatory lenders out there who will take advantage of this.

When you work with us, we ensure that you are getting the lowest mortgage rates in L.A. and the lowest APR. That way you can rest assured that you will be able to afford your new home even after all the miscellaneous costs are factored in.

See what our clients say about us

Contact Us Today to Find the Lowest Mortgage Rates in California

When you first start considering California mortgage rates, you may feel like you will never be able to afford to live here. But a lot of the customers we have helped started out feeling just the same way. Now those customers are living in their California dream homes.