By accessing this website, you agree to these terms. If you decline, please stop using the site immediately.
Your continued use creates a binding legal agreement with us.
1. Definitions
In these terms, “we” and “us” refer to PacShores Mortgage Inc. and Mortgage Broker Marketing.
2. Access to the Company Website
Our website material does not constitute a formal buying recommendation. Therefore, users should seek independent expert advice before making decisions.
We try to maintain continuous site availability. However, we may restrict or terminate access anytime without notice.
3. Website Contents
We reserve the right to update or remove website information anytime.
In addition, we take no responsibility for external links or third-party web content.
4. Intellectual Property
Our company owns all site materials, including text, graphics, and code. Applicable copyright laws protect these assets completely.
You cannot reproduce our content without prior written permission. However, you may print a single copy for personal off-line use.
Submitting data grants us a royalty-free license to use that content. Furthermore, third-party logos remain the property of their respective owners.
5. Products and Services Terms
Website content does not represent a binding sales contract. Instead, your application serves as an offer that we may accept or decline.
You will receive formal confirmation once we approve your application. Specific product conditions always override these general terms.
In addition, we may update product prices and availability without notice.
6. Data Submitted by Users
Users carry full responsibility for the accuracy of their submitted data. Therefore, you must ensure your information remains true and legal.
Uploading offensive or harmful material violates our site rules. In addition, you must ensure your uploads contain no digital viruses.
We reserve full rights to remove inappropriate content immediately. Consequently, you agree to compensate us for any resulting financial losses.
7. Use of Personal Information
Our company manages all personal user data strictly according to our Privacy Policy.
8. Termination
We retain full authority to block user access anytime.
However, all legal disclaimers and user liabilities survive account termination indefinitely.
9. Telephone Calls and Emails
We record and monitor phone calls and email exchanges for quality control.
Therefore, contacting our team constitutes express consent to these quality checks.
10. General Terms
If a court invalidates any provision, remaining terms retain full legal force. In addition, modified terms take effect immediately upon site publication.
Delaying enforcement action does not waive our legal rights. Therefore, we retain full rights to act against future policy breaches.
11. Disclaimer of Warranties
We provide this website on an “AS IS” basis. Specifically, we make no explicit guarantees regarding site operations or available products.
You agree that you use this website entirely at your own risk. Furthermore, we disclaim all implied warranties regarding fitness for specific purposes.
12. System and Liability Limits
We cannot promise uninterrupted, error-free, or virus-free server operations. In addition, we do not verify third-party postings or user identity claims.
Internet data transfers carry natural technical risks. Therefore, we exclude all liability for system downtime or reliance on web data.
We accept no financial liability for indirect losses or operational delays. Finally, users must protect their own devices against technical malware.
13. Jurisdiction and Governing Law
Our financial services serve US residents exclusively. Therefore, international visitors must ensure compliance with their local legal requirements.
United States laws govern these terms and conditions. Consequently, US courts hold exclusive jurisdiction over any legal disputes.
