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(310) 478-5005

Los Angeles Mortgage Broker

Los Angeles Mortgage Broker

There is no denying that Los Angeles is one of the most exciting destinations you can choose to live, work, and play. Surrounded by stars and celebrities, you’ll never tire of the sunshine, the laid-back lifestyle, and the endless theaters, museums, stadiums, and attractions throughout the area. But can you afford to live here?

With median home values for 2017 ranging around $626,800, there is no beating around the bush: it is hard to afford housing in Los Angeles.

Even so, it is far from impossible—even if you are not in a high-income bracket. Finding a home, you can afford is all about getting the right mortgage. And that comes down to working with the right Los Angeles mortgage broker.

Here is How Our Los Angeles, CA Mortgage Broker Can Help

If you have been shopping for a mortgage in L.A., one thing has probably stood out to you about mortgage rates in Los Angeles, and that is that most of them are downright unaffordable.

The hard reality is that a median income earner in L.A. simply cannot afford a median value home in the city. But that does not mean that you cannot afford to buy a beautiful home in Los Angeles which fits your needs—you just need a little help.

Here is how Pacshores can streamline the home buying process, helping you to afford your Los Angeles dream home:

  • We work with an extensive network of lenders. All our lenders are accredited and offer excellent loan terms to our customers. You can expect to pay low fees or no fees, low opening and closing costs, and low-down payments. You may even qualify for special discounted mortgage rates which are not available anywhere else.
  • Work with us and we can even help you to get excellent mortgage rates and terms on Los Angeles jumbo loans.
  • There may be government programs on the national and local level which you qualify for to help you afford a home in L.A. As your Los Angeles mortgage broker, we can connect you with these programs and help you to determine your eligibility. If you qualify, we can assist you with the application process.

See what our clients say about us

Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn't a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

Tony - Orange, California

 

I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

Tracy - Los Angeles, California

 

Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn�t thank them enough and would use and recommend them to all my associates in the future.

Javier - West Covina

 

MORE REVIEWS

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Pacshores Is Your Mortgage Broker in Los Angeles

We know how challenging it can be to shop for a home in the Los Angeles metropolitan area. Many Los Angeles mortgage lenders do offer excellent loan terms and mortgage rates however—you just must know where to look and whom to talk to.

Contact us today to set up a consultation.

Once we understand your financial situation and needs, we can reach out through our network and match you up with an affordable Los Angeles home loan. Don’t delay—your Los Angeles dream home awaits!

310-478-5005

Do you have questions?

Call us today (310) 478-5005 or fill in form below and we will get back to you as soon as possible.

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Client Testimonials

Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

Tony – Orange, California

 

I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

Tracy – Los Angeles, California

 

Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

Javier – West Covina

 

Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

Susan – Fresno, California

 

My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

Cindy – San Diego, California

 

What Kind of Loans
Do We Offer?

Conventional Loans
Conventional Loans

These are loans which conform to the guidelines set by Fannie Mae and Freddie Mac.

VA Loans
VA Loans

These federally backed loans are available to veterans and spouses, and allow you to qualify for a loan with zero down payment.

FHA
FHA

If you are a first time homebuyer in Los Angeles, you may be able to qualify for a down payment as low as 3.5% with a government-backed FHA loan.

Reverse Mortgage
Reverse Mortgage

If you need to pull equity out of your home to convert to cash, a reverse mortgage makes it possible.

Jumbo
Jumbo

A jumbo loan is any home loan which does not fit within the conforming loan limits. In a high-cost city like Los Angeles, jumbo loans are common.

pacshores mortgage
  • About
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Prime

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11400 W Olympic Blvd #830

Los Angeles, CA 90064

(310) 478-5005

info@pacshoresmortgage.com

NMLS: 366402
BRE: 00956342

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