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Hard Money Lender 310-478-5005 | Mortgage Broker Los Angeles CA

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(310) 478-5005

Los Angeles Hard Money Loans

hard money loan los angeles

If you do not qualify for a traditional prime or subprime loan on the property you wish to purchase, you may be eligible for a Los Angeles hard money loan. A hard money loan is secured by the value of the property. It is a short-term lending instrument, and is sometimes called a “bridge loan.”

There are many situations where it may make sense to apply for a hard money loan. They are ideal for short-term financing or turnaround scenarios, and are popular with real estate investors. Sometimes individual homebuyers use them as well.

Benefits of Hard Money Loans in Los Angeles

Why use a hard money loan instead of another type of subprime or prime loan?

  • Hard money loans may be easier to qualify for if you are in a situation where your credit score is low.
  • You can get a hard money loan approved quickly. The entire process is fast and streamlined compared to a traditional loan application, because the lender is focused on the property value, not your income, assets, or credit score. If you build a relationship with a lender, this can speed up the process even more in the future.
  • Hard money loans are sometimes more flexible than loans offered through traditional lending institutions. This means that you may be able to negotiate the terms to get what you need.
  • It is common for hard money loans to be structured without penalties for prepayment.

Pacshores Mortgage Can Help You Apply for a Los Angeles Hard Money Loan

At Pacshores Mortgage, we have well-established relationships with the top Los Angeles hard money lenders. We can leverage these relationships to offer exclusive discounts to our clients and get loans approved rapidly. Contact us today at 310-478-5005 if you are ready to get started with your hard money loan application.

Do you have questions?

Call us today (310) 478-5005 or fill in form below and we will get back to you as soon as possible.

Client Testimonials

Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

Tony – Orange, California

 

I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

Tracy – Los Angeles, California

 

Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

Javier – West Covina

 

Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

Susan – Fresno, California

 

My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

Cindy – San Diego, California

 

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11400 W Olympic Blvd #830

Los Angeles, CA 90064

(310) 478-5005

info@pacshoresmortgage.com

NMLS: 366402
BRE: 00956342

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