Why Do Realtors Love Us?
Our relationship with the Realtor community represents a crucial aspect of our lending platform. Specifically, the majority of real estate transactions rely on external financing to close escrow smoothly. Therefore, we offer a dependable “one-stop funding shop” for Realtors and their clients.
We secure low interest rates and minimal closing costs for well-qualified buyers. In addition, we provide customized Private Money options for buyers facing financial challenges. As a result, PacShores Mortgage Inc. has established true versatility in closing tough loan scenarios.
Overcoming Typical Closing Challenges
Realtors frequently encounter unexpected obstacles during property escrows. Fortunately, our specialized team helps agents overcome complex transactions seamlessly. Below are typical closing challenges that we solve for our Realtor partners:
Fast Closings and Legal Notices
Notice to Perform: First, we accelerate the underwriting process when sellers issue tight deadlines.
10-Day Same as Cash Closings: Next, we deliver rapid funding that matches all-cash buyer offers.
Complex Property and Occupancy Scenarios
Hostile Occupancy Closings: In addition, we finance properties with no interior inspection access.
Damaged or Rehab Properties: Furthermore, we provide flexible financing for distressed structures requiring repairs.
Non-Permitted Additions: For instance, we help structure loans for homes with unpermitted space.
Non-Conforming Zoned Properties: Moreover, we fund unique properties that standard guidelines reject.
Buyer Income and Credit Hurdles
Non-Verified Down Payment Funds: Consequently, we work through alternative documentation sources for buyer assets.
Severely Damaged Credit: Finally, we structure alternative loan programs for buyers with low credit scores.
Reliable Financing and Buyer Pre-Approval
We navigate complex loan challenges with total precision. In addition, our team handles straightforward sales transactions just as smoothly. Therefore, we look forward to serving you and your clients on future escrows.
We are always eager to pre-qualify your buyers at no cost. Furthermore, we issue our official “Buyer Pre-Approved Certificate” to make your purchase offers stand out. As a result, sellers take your offers more seriously in competitive markets.
Free Mortgage Calculators for Realtors and Buyers
Calculating payment scenarios quickly helps buyers make confident financial choices. Specifically, you can access our specialized online calculators to estimate key numbers instantly:
Qualifying Amounts: First, calculate how much mortgage your buyers can qualify for easily.
Monthly Payments: Next, generate accurate estimates for total monthly mortgage payments.
Mortgage Insurance & Taxes: In addition, calculate exact mortgage insurance and property tax fees.
Closing Costs: Furthermore, estimate total buyer closing costs upfront to avoid surprises.
Rent vs. Buy Comparison: Moreover, run financial calculations comparing renting against purchasing.
Amortization Schedules: Finally, calculate and print detailed loan amortization schedules on demand.
Need to Close Yesterday? Fast 7-Day Private Money Loans
Do you need to fund a real estate transaction on an urgent timeline? If so, call us today to learn about our rapid 7-day closing process for Private Money Loans. Consequently, you can secure fast funding without missing critical escrow deadlines.
Flexible Equity-Based Loan Guidelines
We streamline approvals by focusing on property value rather than strict borrower criteria. Specifically, our Private Money programs feature the following flexible underwriting benefits:
Equity-Based Underwriting: First, we approve loan applications based primarily on your property’s equity position.
No Tax Returns Required: In addition, we accept stated income options with zero tax returns or pay stubs needed.
Waived Appraisal Requirements: Furthermore, we waive formal appraisal report requirements on a case-by-case basis.
Flexible Credit Limits: Finally, we accept lower credit profiles, including FICO scores of 500 or below.
Need a Quick Answer to Your Questions?
Navigating tight closing deadlines requires fast and direct communication. Therefore, our expert team stands ready to answer your questions immediately. Contact us by phone or email today—we are happy to assist you!
Why do Realtors love us?
Our relationship with our Realtors community represents a very crucial, and substantial aspect of our lending platform. Being that the majority of Real Estate sales transactions must rely on external financing, for escrow to close fittingly, we offer a very reliable and dependable “one-stop funding shop”, for an uncountable number of Realtors and their escrow transactions. From securing the lowest financing interest rates and closing costs for the better-qualified buyers, to providing customized Private Money options for the more challenged buyers, PacShores Mortgage Inc., has established its versatility in closing tough to do Loans.Following, are typical closing challenges that we have helped our Realtors overcome:
- Notice to perform
- Ten days same as Cash closings
- Hostile occupancy closings, with no interior Inspection access.
- Damaged/Rehab property financing
- Non-permitted additions to subject property
- Non-conforming zoned property
- Non verified source for Buyers down payment funds
- Buyers with severely damaged credit
Access Calculators for different Payment estimates for your Buyers:
- How much mortgage can they qualify for?
- Monthly Payment Estimates
- Mortgage Insurance payment estimates
- Property Tax payment estimates
- Calculate and Estimate Buyer closing costs
- Comparison Calculation, Renting vs Buying
- Calculate and print Amortization Schedules
Need to close yesterday? Call us for our 7 day close for our Private Money Loans.
- Equity-Based Underwriting
- Stated Income, No Tax Returns or Income Documentation
- Appraisal Report requirements waived on a case by case basis.
- Flexible Credit requirements, 500 or lower FICO scores accepted.