We respect the privacy of all visitors to our website. Specifically, your personal privacy and information security are important to us. Therefore, we collect and handle all data in accordance with the law.
This policy adheres to the Federal Financial Privacy Law (15 U.S.C. §§ 6801-6810). In addition, you should read this Privacy Policy alongside our Website Terms and Conditions.
1. Use of Your Information
If you submit information through our website, we use it as outlined in this policy. For example, this applies when you complete a qualification form or loan application. In addition, we follow all notices provided during your information submission.
Data Collection Sources
To assess your suitability for products, we may collect additional background data. Specifically, we gather details from employers, insurers, financial institutions, and tradespeople. Furthermore, we request records from credit agencies like Experian, Equifax, and TransUnion.
Consent and Marketing Communications
By submitting personal information, you consent to our data practices. First, we use your details to fulfill specific information requests. Next, we may contact you via mail, telephone, or email about relevant services. For instance, these updates include newsletters, special offers, and promotional details.
However, you can opt out of marketing communications at any time. To do so, simply contact our team directly. In addition, you agree that we may share data with authorized agents and service providers to fulfill these purposes.
Legal Disclosures
We may disclose certain personal information under specific legal circumstances:
Court Orders: First, we disclose data when a court or government agency requires it.
Business Transfers: Next, we share details if we sell or merge our business.
Legal Interests: Finally, we provide information to entities holding a legal interest, such as lien holders.
2. Third Parties
When you request information through our website, we share your data with selected partners. Specifically, these third parties include vendors, agents, brokers, and related service providers. Consequently, this sharing allows us to obtain the requested details for you.
Third-Party Data Policies
These third parties may use your information for their own operational purposes. For example, they might contact you directly by mail, phone, or email. However, their use remains subject to their own privacy policies and terms.
Sharing Necessary Information
We cannot deliver requested details without sharing your information in this manner. Additionally, we may share data with selected third parties who offer relevant products or services.
3. Cookies and IP Logging
Our website uses cookies to enhance user experience. A cookie is a small data file stored on your computer during a website visit. Specifically, our site uses cookies to identify your computer system.
Browser Cookie Controls
You can disable cookies in your browser settings if you prefer. However, disabling cookies will restrict your overall use of our website.
IP Address and Server Logs
When you visit our site, our server automatically records your IP address. In addition, it logs the exact time and duration of your session. Furthermore, we analyze visited pages to review traffic trends, administer the website, and improve overall accessibility.
4. Accessing Your Personal Information
You have a right to request the personal information we hold about you. In addition, you can ask us to correct any inaccuracies in your records.
If you wish to review your information, please contact our office. Likewise, reach out to us if you have any questions regarding this Privacy Policy.
- a court or governmental agency requires us to do so;
- we are or may be selling all or any part of our business or merging with another business; and
- we are providing information to someone with a legal interest in your information, such as someone who lent you money and holds a lien on your property.