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    Privacy Policy

    We respect the privacy of visitors to our website and your personal privacy and the security of your personal information are important to us. All your information is collected and handled in accordance with the law. This policy is provided to you as required by the Federal Financial Privacy Law (15 U.S.C. §§ 6801-6810). This Privacy Policy should be read in conjunction with the Website Terms and Conditions.

    1. Use of your information

    If you provide us with your information through our website, for instance by filling in a qualification form or a loan application, we shall use your information as set out in this privacy policy and in the notices we provide when you submit your information. In order to better assess your suitability for our products and services, we may also collect information from employers, insurers, financial institutions and trades people, as well as from the three national credit-reporting agencies (Experian, Equifax, and Trans Union) or other regional credit reporting agencies. By submitting your personal information, you consent to our use of the information as set out in this privacy policy and such notices and to our use of such information for the purposes set out below. If you give us your personal information, we will use it to provide you with the information you request. We may also from time to time contact you by mail, telephone, or email to provide information that may be of interest to you, including our newsletter, special offers and details about the services we offer. You can tell us to stop sending you marketing information at any time by contacting us. By submitting your personal information, you agree that we may for the purposes set out above disclose your information to our agents and service providers.

    We may disclose certain information about you when:

    • a court or governmental agency requires us to do so;
    • we are or may be selling all or any part of our business or merging with another business; and
    • we are providing information to someone with a legal interest in your information, such as someone who lent you money and holds a lien on your property.

    2. Third parties

    If you request information through our website, we will forward the personal information you submit to selected vendors, agent, brokers and other related third parties to enable us to obtain information for you. These third parties may use your personal information for their own purposes, which may include contacting you by mail, telephone or email, and any use by these third parties will be subject to the third parties’ own terms and conditions and/or privacy policies. We cannot provide requested information and detials to you unless we are able to share your personal information in this way. Also, we may share your personal information with other selected third parties that may contact you directly about their products or services.

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    This website uses cookies. A cookie is a piece of data that may be stored on your computer while you visit a website. The cookie stored by this website will be used to identify your computer. You may disable the use of cookies in your internet browser, but this will restrict your use of our website. When you visit our website, our server will automatically record your IP address and the time and duration of your visit. We may also use the records of the pages you visit on this website to analyse trends, administer the site and track your movements through the website so that we can improve the usability of and access to the website.

    4. Accessing your personal information

    You have a right to ask us to provide you with the information we hold about you and to have any inaccuracies corrected. If you would like to do so, of you have any other queries about this policy, please contact us.

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    Client Testimonials

    Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

    Tony – Orange, California

     

    I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

    Tracy – Los Angeles, California

     

    Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

    Javier – West Covina

     

    Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

    Susan – Fresno, California

     

    My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

    Cindy – San Diego, California

     

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    (310) 478-5005

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