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    Los Angeles Mortgage Rates

    los angeles mortgage rates

    Navigating the dazzling streets of Los Angeles, often hailed as the Entertainment Capital of the World, promises a life of glamour and endless opportunities. Amidst the perpetual sunshine and strolls among the stars, the city’s job market beckons with diverse industries, setting the stage for remarkable career growth. However, this urban paradise comes at a cost – the steep living expenses in the City of Angels, prominently influenced by the current state of Los Angeles mortgage rates.

    With the median home value in L.A. soaring around $626,800, the spotlight inevitably turns to the challenges posed by Los Angeles mortgage rates. This financial landscape creates hurdles for many middle-income earners, who, despite their capacity to comfortably reside elsewhere, find themselves grappling with the quest for an affordable home in the City of Angels.

    Despite the rising tide of Los Angeles mortgage rates, hope persists as concealed within the market are undisclosed and affordable rates.

    Unlock the Most Cost-Efficient Rates with Pacshores

    Pacshores has dedicated substantial time to assist homebuyers in discovering budget-friendly mortgage rates in L.A., fostering a vast network of accredited Los Angeles mortgage lenders who entrust us with their clientele.

    Each lender in our network is accredited and extends exclusive programs and discounts to our clients. Despite advertising higher rates to the public, these lenders offer lower rates specifically to our customers. Through our network, you gain eligibility for some of the most competitive mortgage rates available in Los Angeles.

    Our Network of Mortgage Lenders in Los Angeles Presents the Lowest Fees and Costs

    Beyond the mortgage rate lies an integral part of the cost equation when acquiring a home in Los Angeles – opening and closing costs, fees, points, etc., all bundled into the annual percentage rate (APR).

    The APR often eludes the attention of many customers, particularly first-time homebuyers. Unfortunately, unscrupulous lenders exploit this oversight.

    When you choose to collaborate with us, we guarantee not only the lowest mortgage rates in L.A. but also the lowest APR. This ensures your ability to afford your new home, factoring in all miscellaneous costs.

    Connect with Us Today for the Most Competitive Rates in Los Angeles

    Initial contemplation of Los Angeles mortgage rates may evoke a sense of unattainability. Yet, many of our clients harbored the same initial reservations. Today, they reside in their dream homes in Los Angeles.

    Call us today,

    and we’ll schedule a consultation. Whether you seek a conventional loan, jumbo loan, or VA or FHA loan in Los Angeles, we’re poised to help you secure the best rates and the lowest fees. It’s time to turn your California dreams into reality!

    310-478-5005

    Do you have questions?

    Call us today (310) 478-5005 or fill in form below and we will get back to you as soon as possible.

    When you click “Submit” you give your consent to our privacy policy and acknowledge that we may contact you via sms to discuss loan options. However, your consent is not a requirement for receiving our services, and you may withdraw it at any time.

    Client Testimonials

    Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

    Tony – Orange, California

     

    I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

    Tracy – Los Angeles, California

     

    Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

    Javier – West Covina

     

    Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

    Susan – Fresno, California

     

    My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

    Cindy – San Diego, California

     

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