Call Now!
310-478-5005

Top Bar Nav

  • ABOUT
    • Why Choose Us
  • LOS ANGELES
    • Mortgage Broker
    • Mortgage Rates
    • First Time Home Buyer
    • Mortgage Company
  • CONTACT
    • Apply Now
  • BLOG
  • (310) 478-5005
  • Chat

Hard Money Lender 310-478-5005 | Mortgage Broker Los Angeles CA

Phone

(310) 478-5005

Menu

  • Borrowers
    • Prime
      • Conventional
      • VA
      • FHA
      • Reverse Mortgage
      • Jumbo
    • Non-Prime
      • Hard Money Loans
      • Stated Income Loans
      • Bridge Loans
      • Bad Credit Loans
    • Commercial
    • Resources
      • Monthly Mortgage Payment Calculator
      • Required Documents
      • Credit Scores
  • Brokers
  • Investors
    • Trust Deeds
  • Realtors
Hard money lender los angeles
  • Home
  • Borrowers
    • Prime
      • Conventional
      • VA
      • FHA
      • Reverse Mortgage
      • Jumbo
    • Non Prime
      • Hard Money Loans
      • Stated Income Loans
      • Bridge Loans
      • Bad Credit Loans
    • Commercial
    • Resources
      • Month Mortage Payment Calculator
      • Required Documents
      • Credit Scores
  • Brokers
  • Investors
  • Realtors
  • About
    • Why Choose Us
  • Los Angeles
    • Mortgage Broker
    • Mortgage Rates
    • First Time Home Buyer
    • Mortgage Company
  • Contact Us
    • Apply Now
  • Blog

(310) 478-5005

What to Look for in a Hard Money Lender

December 19, 2018 By ajwpaccess

What to Look for in a Hard Money Lender

If you are shopping for a hard money lender in Los Angeles, it pays to put some extra time and care into choosing a company you can trust with your lending needs. Hard money loans can be beneficial in a number of respects, but they do tend to carry higher interest rates and down payment requirements. Working with a trusted lender can help keep Los Angeles hard money loans affordable. 1. … [Read more...]

Filed Under: hard money, Loan Process, Loan Programs

What is a Mortgage Loan?

July 24, 2017 By ajwpaccess

What is a Mortgage Loan?

A mortgage requires you to pledge your home as the lender's security for the repayment of your loan. The lender agrees to hold the title to your property (or in some states, to hold a lien on your title) until you have paid back your loan plus interest. If you do not repay your mortgage loan, the lender has the right to take possession of your house and sell it in order to satisfy the mortgage … [Read more...]

Filed Under: FAQ's, Loan Process, Loan Programs

Loan Process for Home Owners

July 24, 2017 By ajwpaccess

Loan Process for Home Owners

1.Dream of a new home: Every couple or a working individual has dreams of owing their own home. Owning a home is indeed a key to long term financial security and independence. Buying a home is the single most important economic decision in one's life and one must be prudent and careful in selecting the appropriate mortgage lender. We offer unique and exceptional customer service with free loan … [Read more...]

Filed Under: Home Owners, Loan Process, Loan Programs

Loan Process For Lenders

July 24, 2017 By ajwpaccess

Loan Process For Lenders

The Application: The key to the loan process. Using verifiable information you provide us, we work to obtain approval of your purchase loan. Ordering Documentation: We order a full credit report, verification of employment verification of funds to close, mortgage or landlord ratings, and any other necessary supporting documentation. If you have a property already identified then an appraisal … [Read more...]

Filed Under: Home Owners, Loan Process, Loan Programs

Balloon Loan Program

July 24, 2017 By ajwpaccess

baloon loan program

A Balloon loan is a short-term mortgage that has almost similar features of a fixed rate mortgage. The loans provide a constant payment feature during the specific term of the loan, but as compare to the 30 year fixed rate mortgage, balloon loans do not fully amortize over the original term. Interest rate and payment stays the same until the loan is due. Characteristically, the entire loan amount … [Read more...]

Filed Under: Home Owners, Loan Process, Loan Programs

Adjustable Interest Rate (ARM) Loan Program

July 24, 2017 By ajwpaccess

Adjustable Interest Rate (ARM) Loan Program

7 year ARM, 5 year ARM, 3 year ARM, 1 year ARM, 7/1, 5/1, 3/1, 1/1 An adjustable rate mortgage (ARM) is a loan with an interest rate that can be adjusted at pre-set intervals. The amount of the adjustment depends on several factors outlined below. Some ARM loans have an initial period when the interest rate is fixed for a period of time 2,3,5,7,or 10 year. After the fixed period the loan converts … [Read more...]

Filed Under: Loan Process, Loan Programs

Do you have questions?

Call us today (310) 478-5005 or fill in form below and we will get back to you as soon as possible.

When you click “Submit” you give your consent to our privacy policy and acknowledge that we may contact you via sms to discuss loan options. However, your consent is not a requirement for receiving our services, and you may withdraw it at any time.

Client Testimonials

Thanks PacShores for coming through for me in the nick of time. After our Parents passed away and left the small apartment units that I was living in to me and my two siblings, they needed to get out their portion of the inheritance and were determined to force me to sell the units. I needed to keep the property for my family and avoid selling in such a down Market. My Income was low and the Banks refused to accepts the Rental Income from the other Tenants and to approve my loan. It wasn’t a problem when I contacted PacShores, they funded my loan in no time, paid off my siblings, hassle free, and I am very glad I found them.

Tony – Orange, California

 

I took over some Apartments that my Dad owned and had been renting out over the years. Some of the tenants had been there for 10 years and more, the Properties have gotten in disrepair, and the County had also filed substandard violation Liens on the Properties. All the Lenders that I had applied to for a Cash-Out Loan, turn down my application due to the condition of the Properties. With the help of the Loan Officers at PacShores, we were able to customize a loan for me that set aside funds to complete the needed repairs, and clear up all the Substandard Notices and Liens on the Properties, and the extra cash that I needed.

Tracy – Los Angeles, California

 

Hi, I am Real Estate Broker, and Short Sale specialist, and I had very well qualified Buyer with almost 50% cash down payment, under contract on a highly discounted Investment Property purchase. After 3 weeks of getting the runaround with their Bank including my regular Lenders that I normally use, I was convinced they would lose out on this great deal. Luckily an associate referred me to PacShores Mortgage, and within 24 hours they drove buy the property, and had Closing Documents in Escrow by the third day and funded the loan right after. They saved this deal for us. I couldn’t thank them enough and would use and recommend them to all my associates in the future.

Javier – West Covina

 

Hello, our Credit Scores had become so low after we went through a Loan Modification process and Short Sale on our previous house. Thereafter, we couldn’t find a Bank willing to consider us for a new Home Loan, even though we had substantial funds for a Down Payment. The folks at PacShores Mortgage were very understanding and glad to review and approve our loan application. Thanks to them, we are proud owners of a new, more affordable four Bedroom house again.

Susan – Fresno, California

 

My wife and I own a successful and profitable Business, and also own a number of Rental Units. Due to the Freeze in Bank Lending we decided to refinance one of the Rental Units we own outright, to access the credit we need to efficiently run our Business. Unfortunately due to the write-offs we show on our Tax Forms, the Banks we contacted were misreading our Income and cash flow and declined to approve our loan application. Our experience was different at PacShores, the easily identified our true Income and approved our loan promptly, and we didn’t even need to provide them any Tax Returns.

Cindy – San Diego, California

 

pacshores mortgage
  • About
  • Borrowers
  • Brokers
  • Investors
  • Realtors
  • Los Angeles
  • Contact
  • Blog

Prime

  • Conventional
  • VA
  • FHA
  • Reverse
  • Jumbo

Non-Prime

  • Hard Money Loans
  • Stated Income Loans
  • Bridge Loans
  • Damaged Credit Loans

Commercial

  • Resources
  • Monthly Mortgage Payment Calculator
  • Required Documents
  • Credit Scores

Los Angeles

  • Mortgage Broker
  • Mortgage Rates
  • First Time Homebuyer
  • Mortgage Company
  • Careers

11400 W Olympic Blvd #830

Los Angeles, CA 90064

(310) 478-5005

info@pacshoresmortgage.com

NMLS: 366402
BRE: 00956342

Find Us On Google Maps

    
© Copyright 2017. All rights reserved. PacShores Mortgage Inc. Privacy policy | Terms & Conditions
Website powered by: Mortgage Broker Marketing